What setup actually looks like
The real thing takes about twenty focused minutes and happens right after you sign up. Here’s every step, so nothing surprises you.
Add your accounts
Checking, savings, FSA: whatever you actually use, with today’s real balances. This is the starting line the whole forecast is built from.
No bank connection, no credentials. You type the numbers you see in your banking app. Your first account is marked Primary (the ★): that’s the one the Command Center tracks by default, and one tap moves the star to another account.
Enter your income
Every paycheck, on its real schedule: weekly, bi-weekly, twice a month, or monthly. Paydays that land on weekends are automatically forecast on the prior Friday, the way payroll actually deposits.
Paycheck changes every time? Mark it variable and the paycheck estimator asks about your last couple of checks (net take-home plus hours worked or pieces completed) to work out your take-home rate. Forecasts then show a realistic estimate instead of a question mark, and the Work Log lets you sharpen it by logging work as the period fills in.
Enter your bills
Rent, car loan, utilities, subscriptions: each with its amount, schedule, and the account it pays from. This is the longest step, and it’s the whole ballgame: the forecast is only as honest as this list.
Bills can be variable too, and debts can carry a balance and interest rate so the Debt page can plan payoffs.
Get your forecast
That’s it. The Command Center fills in immediately: every day ahead stamped with its start-of-day and end-of-day Estimated Forecasted Balance, up to four weeks out.
From here it’s a minute or two a day: mark things paid, log the occasional one-off, and always know what Thursday looks like.
Your forecast is ready.
Twenty minutes. Then you always know.
The real wizard walks you through all of this, one step at a time.